There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spenser Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Older Girls' Butterfly Flip Flops, at Mark & Spencers
Round toe Flat sole Butterfly design Toe post design

Airflex™ Suede Loafers, at Marks & Spencer
Unique Airflex™ airflow system for unbeatable comfort Square toe Stitch detail Slip on Block heel

Autograph Pure Linen Abstract Animal Print Scarf, at M&S
Luxurious, fashionable and elegant, this pure linen scarf features an abstract animal print and tasselled ends

Limited Collection Cow Boy Boots, at Marks & Spencers
Round toe Stitch detail Pull on Mid heel Comes in sizes 3-8, including half sizes

Leather Stitch Detail Belt, at Marks & Spensers
This leather stitch belt is ideal for wearing with casual styles

7 Denier Sheer Body Shapers, at Marks and Spenser
Always look your best under that special dress by lifting, shaping and defining your figure with these great body shaper tights

Easycare Grid Check Short Sleeve Shirt, at Mark & Spensers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

M&S 2 Shelf Glass TV Stand up to 43'', at Marks&Spencer
Supports LCD and plasma TVs up to 43" Toughened safety glass shelves Increased rigidity with simple home assembly Piano black finish Dimensions: H520 x W1000 x D460mm 70kg maximum top load weight This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Diamante Flower Slim Diary, at Marks & Spencer
Week to view Diamante flower design Ribbon page marker Dimensions: 165 x 80 mm

Younger Girls' Pure Cotton Little Miss Hooded Poncho, at Marks and Spencer
Fans of Mr Men & Little Miss will love this hooded cotton poncho featuring the popular character. A practical, easycare style

Welcome Reds - Case of 12, at MarksandSpencer
2 Domaine Lafage VdP des Ctes Catalanes 2007 2 Campo Bravo Rioja Vendimia Seleccionada 2007 4 Santa Gloria Merlot 2008 4 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Travel Book: A Journey Through Every Country in the World, at Marks and Spencers
This pint-sized paperback version of the best-seller The Travel Book inspirational images and text will make travel from your armchair a delight and inspire your future travel plans A-to-Z coverage of 218 countries

Blue Harbour Pure Cotton Short Sleeve Shirt, at Marks & Spensers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Generic Spots Slim Diary, at Marks & Spenser
Week to view Approx. size: 165 x 90mm (including binding)

Butterfly Shaker Age 21 Birthday Card, at M&S
Cover text: 21 Happy Birthday Inside text: Blank for your own message Approx size: 175 x 126mm

Autograph Weekend Block Stripe Cardigan, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Pure Wool Spot Rug, at Marks n Spencer
Rectangular Spot design Small: L80 x W140cm Medium: L120 x W180cm Large: L160 x W230cm, Manufacturer: Marks & Spencer

Pure Cotton Spot Revere Pyjamas, at Marks & Spensers
Fun and fashionable, these cropped pyjamas are made from soft breathable cotton for a comfortable night's sleep

Classic Collection Floral Print Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with floral print design. The ideal match for blouses and fine knits in coordinating colours

Large Pillar Candle, at Marks & Spensers
Pillar shape Single wick Non fragranced Plain, Manufacturer: Marks & Spencer

2 Piece Pure Cotton Check Dungaree Outfit, at Marks & Spensers
Fun and practical, this cute 2-piece outfit features a short sleeve bodysuit and check dungarees. It's made from soft cotton to keep him comfy

Widefit Chunky Trim Square Toe Loafer, at Marks & Spensers
Contemporary, comfortable and practical, these leather mix shoes are designed in a fashionable style. A great choice for work or smart wear

Quick Iron Pure Cotton Bold Butcher Stripe Shirt, at M+S
Stylish and innovative, this long sleeve easycare shirt is quick and easy to iron for a smart crisp look

Sparkling Rosé - Case of 6, at Marks & Spensers
2 Rosado Cava Prestige Brut: Elegantly dry with a soft yet full flavour of summer fruits, clean and fresh with a good length... 2 Prosecco Raboso: A delightfully fresh and frothy Italian sparkling wine, with an appealing elegant pink colour, and fruity character of pears and cherry drops... 2 Bluff Hill Sparkling Ros: A lively, fruity, premium sparkling wine from New Zealand. Its sunny modern character really shines out... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Double Buckle Shoulder Bag, at M & S
Fashionable and fabulous, this double buckle shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Collezione Pure Wool Single Pleat Trousers, at M & S
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Urbino Love Seat, at Mark's & Spencer
H92 x W134 x D102cm Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

North Coast Pure Cotton Straight Leg Jeans, at Marks and Spencers
Stylish and comfortable, these straight leg jeans give a regular fit through the hip and thigh

Headboard - Super King (6ft), at M & S
H77cm (without struts) x W193cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Die Cut Tiny Fairies and Stars Birthday Card, at Marks and Spenser
Cover text: To Someone very special Inside message: With lots of love x Approx size: 150 x 150mm

Besides Marks & Spensers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.