There are lots of ways to save money using M&S Money. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides M+S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Playmobil Dogs & Puppies Toy, at Marks & Spencer
Suitable for 4+ years Features 2 dogs, 3 pups, 1 child figure, kennel and accessories! This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Tropic Leaf Print Dress, at Mark's & Spencer
A colourful tropic leaf print dress in pure soft cotton featuring a pleated neck detail

Artificial Organic Orchid with Bowl, at Marks and Spencer
Artificial orchid Ribbed bowl No watering required therefore easy care Fresh looking throughout the year Diameter: 48cm, Manufacturer: Marks & Spencer

Limited Collection Cotton Rich Studded Trim T-Shirt, at Marks & Spencer
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Large Pillar Candle, at Marks & Spensers
Pillar shape Plain H19cm, Manufacturer: Marks & Spencer

Lucie Strand Mixed Bead Necklace, at Marks & Spenser
Clasp fastening Adjustable length Mixed beads Multi strand Necklace length: 45cm, extendable by 7cm

Baking Day, at Mark's & Spencer
Rejuvenate the art of baking with this useful book, create delicious home baked food for your family to enjoy

Blue Flower Seed Birthday Card, at MarksandSpencer
Cover Text: have a wonderful birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Signature Pot Pourri Box, at Marks & Spensers
Beautifully presented in a box, this sweet scented potpourri selection will instantly freshen any room in your home

M&S 4 in 1 Remote Control, at Marks & Spenser
Controls up to 4 devices Programmable to control most major brands Batteries included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sweet Bergamot Scented Inclusion Candle, at Marks and Spencers
Rectangle shape Includes wood plate Sweet Bergamot scent Burns upto 40 hours, Manufacturer: Marks & Spencer

Per Una Cotton Rich Pleat Stripe Shirt, at Marks and Spencers
A modern long sleeve shirt in soft cotton rich fabric featuring a pleat collar and neckline detail

Lilac Cherry Blossom Medium Gift Bag, at Marks and Spencers
1 gift bag Approx size: H260 x W180 (at base) x D120 mm

Perfect Double Breasted Mid Length Belted Mac, at Mark & Spensers
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Frosted Frame Sunglasses, at Marks and Spencer
Simple and unassuming, these sunglasses combine a tinted lens with appealing frosted oval shaped frames

M&S Wireless Speakers, at Mark's & Spencer
Compatible with all iPods and MP3 players Suitable for indoor or outdoor use 30 metre range Up to 5 hours battery life Easy to set up and use Includes remote control Dimensions: H24 x W16 x D15cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Long Sleeve Stripe Top, at Marks&Spencer
Casual and relaxed, this stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

3/4 Sleeve Square Neck Button Top, at Marks and Spenser
This square neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

M&S 10m High Speed ADSL & Broadband Modem Cable, at Marks and Spencer
10 metre cable Faster internet connection This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Twill Bonded Jacket, at Mark & Spencers
Modern and stylish, this single breasted jacket is beautifully designed for a flattering, sophisticated look

Pure Cotton Transformers Hooded T-Shirt, at Marks & Spencer
A must for fans of Transformers this hooded t-shirt feature the popular character Optimus Prime

Bold Floral Wallpaper, at Marks n Spencer
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Autograph Flat Front Straight Leg Trousers, at Marks n Spencer
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

PlayStation®3 Pro Evolution Soccer 09, at Marks & Spencer
Improved graphics for an ultra real stadium experience Improved AI engine for more life like opposition More realistic camera angles for your preferred playing perspective Updated rosters from your favorite club and national teams Immersive single player and multiplayer game modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Planted Orchid, at Marks and Spencers
Simply stunning, this white, double-stemmed phalaenopsis orchid is planted and dressed with brushed twigs in a chic, silver ceramic pot Available for delivery from 1st April to 30th September 2009

Older Girls' Tatty Teddy Soft Dressing Gown, at Marks & Spencer
Fans of Tatty teddy will love this soft dressing gown featuring a motif of the popular character

Windsor Wardrobe, at Mark & Spencers
H195 x W102 x D60cm 1 hanging rail and 1 shelf Made from from solid pine Finished with low sheen lacquer for added durability Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Compton Glazed Unit, at Marks and Spencers
H190 x W118 x D53cm 3 adjustable shelves Toughened glass doors Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Side panels, door panels, back panels made from oak veneer Top panels made from oak veneer with a solid oak edging for strength Solid hardwood legs Solid hardwood doors All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tallarook Marsanne 2006, Central Victoria - Case of 6, at Marks and Spencers
Style: Dry, rich and full-bodied Grape Variety: Marsanne Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Sheer Massage Sole Ankle Highs, at Marks & Spencers
These ankle highs feature specially constructed padded soles which gently massage your feet as you walk

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.