Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is M+S Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Older Boys' Pure Cotton Camouflaged Cargo Shorts, at Marks & Spencer
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature camouflaged print. A fashionable, easycare style

Portfolio 3/4 Sleeve Abstract Print Blouse, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Cape Quarter Colombard Chardonnay 2008 - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Colombard, Chardonnay Country of origin: South Africa Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

High School Musical 2 - Extended Edition, at Marks and Spencer
Rating Universal, suitable for all,

Print Your Own Wedding Stationery CD-ROM, at Marks n Spencer
Minimum system requirements: Processor: 200Mhz Intel Pentium processor or equivalent, Memory: 128MB RAM, Graphics: 800x600 set to 16 bit colour, Operating System: Windows 98, ME, 2000, XP and Vista This software is PC compatible only Contains 1 CD Rom Print Your Own Wedding Stationery CD-ROM - FREE when you spend 10 or more on Print Your Own Stationery

Gold Label Reserve Cabernet Merlot 2006 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted You're Gorgeous Valentine Card, at Marks and Spencers
Cover text: You're Gorgeous! Inside message: Happy Valentine's Day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Fleece Dressing Gown, at M&S
Wonderfully warm and cosy, the fleecy fabric of this classic dressing gown creates the perfect solution for indulging in soft, relaxing comfort

Autograph New York Eau de Toilette 100ml, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Glass Ball Collection - Floor Lamp, at Mark & Spencers
Chrome plated Glass ball detail Square base Cylinder shade H154 x D38cm Bulb: 100W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pure Cotton Stripe Tea Towels, at Mark & Spensers
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

Wide Fit Canoe Boat Shoes, at Marks & Spenser
Round toe Stitch detail Lace up Lace stitch design Wide fit

Younger Girls' Bow Detail Boots, at Marks and Spencer
Round toe Pull on Bow detail Flat sole Lined Comes in sizes 4-13

Sprung-Edge Suede Divan with 4 Large Drawers & Autograph M500 Zip & Link Mattress, at Mark's & Spencer
Mattress (6ft): W180 x L200 cm Divan (6ft): W180 x L200cm Mattress depth: 27.5cm Divan Height: 41cm Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Zip & Link allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Spring count: 1225 Mattress unzips into 2 easier to fit into your home Pocket sprung mattresses give a flexible feel Sprung-Edge divan - can be used with any mattress Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Traditional Alarm Clock, at Marks & Spenser
Metal case Glass lens Analogue display Round face Dimensions: 13 x 10 x 6cm

Linen Blend Pintuck Short Sleeve Shirt, at Mark's & Spencer
Comfortable and versatile, this linen blend short sleeve shirt is a classic style, perfect for smart dressing

Magnum in Presentation Box, at Marks & Spencers
Chteau D'Argadans Bordeaux Superieur 2005 Magnum (13% vol.) Wine accessories Box dimensions: W138 x L425 x H138mm All prices include delivery Available for delivery from 1st December to 23rd December 2008 You must be 18 or over to purchase this product Glasses and serving dishes not included unless otherwise stated Looking to place a corporate bulk order?. Click here This product is not available for international delivery. Find out more

Royal Jelly & Pure Honey Protective Facial Moisturiser SPF6, at Marks and Spencer
Contains skin conditioners and UV sunscreens to give an SPF6 daily protection against the sun's harmful rays Gently smooth over your face and neck with fingertips Avoid contact with the eyes. If product gets into the eyes rinse well with warm water 100ml

Portfolio Scoop Neck Plain Top, at Mark's & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Mini Limited Long Sleeve Animal Print Cardigan, at Marks & Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Baby Boys' Warm Lined Pram Shoes, at Mark's & Spencer
Round toe Riptape fastening Embroidered bear detail

Big & Tall Single Pleat Crease Resistant Trousers, at Mark's & Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

5 Moulded Utensils, at Marks and Spencer
5 piece set Non-stick surface Includes potato masher, pasta spoon, straining spoon, spatula and serving spoon, Manufacturer: Marks & Spencer

Cupcakes, at Marks and Spencer
You may remember the butterfly cakes we all had at parties all those years ago - but they are nothing at all like these cupcakes: simple little cakes to make and bake, but with over 50 fantastic ideas for decorating and personalising each batch of cakes. Just perfect to serve to friends, after dinner, or to keep in your cupboard for that sensational moment with tea and a chat

Villa Maria Seddon Vineyard Pinot Noir 2006, Marlborough - Case of 6, at MarksandSpencer
Style: Dry, medium bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Stelvin Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle 10.5 Alcohol units per 125ml 1.8 Contains sulphites You must be 18 or over to purchase this product

12-Piece Summer Manor Dinner Set, at Marks and Spencers
12-piece set Includes 4 dinner plates, 4 side plates and 4 cereal bowls 4 dinner plates: Diam28cm 4 side plates: Diam21.5cm 4 cereal bowls: H6 x Diam14cm Fine china Floral design, Manufacturer: Marks & Spencer

Ravinni Chair, at Marks & Spensers
H84 x W87 x D86cm Seat H51cm Seat and back cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with an ebony finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Jacquard Guipure Non-Padded Underwired Minimiser Bra, at Marks and Spencers
Soft and comfortable, this minimiser bra de-emphasises your bust with gentle shaping. A flattering, supportive style

12 Piece Linen Dinner Set - Sage, at Marks & Spencers
Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner Plate: Diam 27.5cm Side plate: Diam 20.5cm Cereal bowl: Diam 17cm Floral linen design, Manufacturer: Marks & Spencer

Autograph Leather Zipped Washbag, at Marks & Spencers
Stylish and contemporary, this leather wash bag is a fashionable and practical must-have

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.