Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

3 Sheer Opaque Massage Sole Knee Highs, at Mark & Spencers
These knee highs feature specially constructed padded soles which gently massage your feet as you walk

Pure Cotton Jersey Woven Pyjamas, at Marks & Spencer
Pretty and feminine, these jersey woven pyjamas are made from soft breathable cotton for a comfortable night's sleep

Classic Collection Straight Leg Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Collezione Pure Wool Single Pleat Trousers, at Marks & Spenser
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Scoop Neck Floral Print Hooded Top, at Marks and Spencer
Fashionable and contemporary, this hooded top is a comfortable style essential. The stripe floral print adds a fashionable touch

Per Una Dove Panel Skirt, at Marks&Spencer
Comes with belt shown in image A fashionable full length skirt featuring a panelled design and jewelled buckle belt

Zandra Rhodes Twist Front Kaftan, at Marks and Spencer
Go for poolside glamour in this chic kaftan by Zandra Rhodes. It's hand embellished for a luxurious, eye-catching look and has a flattering deep V neckline and gathered twist detailing

Col Glass Vase - CHOC OVAL VASE, at Marks & Spencers
Manufacturer: Marks & Spencer

Little Hands Shapes, at Marks and Spenser
Lift the flap shapes will help young children to develop shape recognition, and provide the ideal basis for simple learning games

100 Denier Thermal Opaque Tights with Wool, at Marks and Spencer
These cotton blend thermal tights will keep you feeling warm during the cold months. Added stretch gives a great fit and shape retention

Long Sleeve Metallic Finish Hooded Parka, at Marks & Spensers
The parka is an essential item that will never go out of style. This cosy easycare style is finished with a glamorous handy side pockets and hood

Sony PRS-ACL1 Cover with Light for Reader, at Marks & Spencers
Compatible with PRS-505 Reader eBook Please be aware that the features/specifications can differ from country to country M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Double Breasted Check Jacket with Wool, at Marks & Spencers
Smart and stylish, this double breasted jacket is tailored to fit and flatter. A great choice for work

M&S Stick Blender, at Marks&Spencer
200 watt 2 speeds Stainless steel chopping blade Easy clean Dimensions: H34cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Luxury Pure Cotton Fine Stripe Shirt, at Marks & Spensers
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Classic FM: Movies CD, at M & S
Audio CD, Marks & Spencer

2 Machine Washable Zeus Ties, at Marks & Spensers
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Stainless Steel Pastry Wheel Cutter, at Marks & Spencers
Looped handle for hanging storage Cutting wheel L19 x W4 cms, Manufacturer: Marks & Spencer

Autograph Lace Multiway Bra, at Marks & Spencers
Luxurious and elegant, this elegant multiway bra is trimmed with fine lace. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Vintage Lace Trim Brazilian Kinickers, at Marks & Spencers
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering briefs are designed to make the most of your figure

Autograph Loretto Coffee Table/Footstool, at Marks and Spencer
Removeable top cushion. Can be used as a footstool or a coffee table All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H30.5 x W80.5 x L80.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Self Stripe Bootleg Trousers, at Marks and Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Vintage Paisley Flexilite Umbrella, at Marks and Spencer
Brighten up rainy days with this colourful lightweight umbrella

Portfolio Pure Linen Sleeveless Shift Dress, at Marks and Spencer
This fresh fashionable dress in cool pure linen is beautifully styled and detailed with contrast trim and waistline

Save the Children Charity Contemporary Eggs Multipack of Easter Cards, at Marks & Spensers
Cover text: Design 1: Easter wishes, Design 2: yummy Easter treats! Inside message: Both designs: blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) Pack contains: 6 cards, 2 designs Approx size: 120 x 120mm

3 Pairs of 7 Denier Slip Resistant Knee Highs, at Marks and Spencer
These clever knee highs have special pads on the sole to stop them slipping in your shoes. Perfect for wearing with trousers

Green Floral Quilted Bedcover, at Mark's & Spencer
Quilted design Floral embroiderey, Manufacturer: Marks & Spencer

Panasonic DMR - EX769 160GB HDD DVD Recorder with Digital Tuner, at Marks & Spenser
160GB capacity for a max recording of 200 hours onto the Hard Disk Drive Integrated Digital and Analogue Tuner VIERA link 1080p Up-Conversion and adaptive HD Enhancer Auto Preset Down Load Connect a DIGA DVD recorder to your VIERA TV via an HDMI cable Intelligent Auto Standby USB & SD Card slots Dimensions: W43 x H5.9 x D28.6cm

Blue Circles Holographic Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 1.5 x 700mm

Moulton Shelving Unit, at Marks and Spencer
H190 x W90 x D38cm 5 shelves Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.