There are lots of ways to save money using M+S Money. Not least of these is M&S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Limited Collection High Heel Shoes, at Marks and Spencer
Round toe Buckle fastening High heel Patent finish Comes in sizes 3-8, including half sizes

Pure Cotton Stripe Short Sleeve Pyjamas, at Marks & Spenser
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Essential Suit Carrier, at Marks and Spencers
An essential bag for the business traveller, this practical space-saving carrier will keep your suits looking smart

Classic Collection Tencel® Jeans, at Marks and Spencer
In a timeless straight leg cut, these cotton rich jeans have added stretch for extra comfort and a classic zip and button fastening design. Wear with a crisp shirt and patent pumps for fuss-free casual style

Frosted Frame Sunglasses, at MarksandSpencer
Simple and unassuming, these sunglasses combine a tinted lens with appealing frosted oval shaped frames

Zebra Print Necklace & Earrings Set, at Marks and Spenser
2 part set Hook fastening drop earrings Clasp fastening with adjustable length multi strand necklace Zebra print mixed bead design Necklace length: 40cm, extendable by 8cm

JBL On Stage™ Micro - Portable Speaker for iPod®, at Marks n Spencer
Compatibility: with most docking versions of iPod, including nano and 5G versions Stereo Mini Jack: Allows connection to a variety of other devices such as MP3 and CD players, desktop computers and laptops (audio input cable included) Touch Volume Control: Just a touch increases or decrease the volume Full-Navigation Remote: Provides full access to your iPod so you can easily change tracks, browse libraries, adjust settings, and scroll through extras Digital Amplifier Technology: The Class D digital amplifiers provide clean, powerful sound while extending battery life Odyssey™ Transducers: The two aluminum domed transducers are driven by powerful Neodymium magnets Computer Optimised Equalisation: The JBL On Stage Micro system equalization was computer optimized to provide a rich, complete sound stage Advanced Energy Management System: The JBL On Stage Micro system has an automatic battery saving shutoff Power: Powered via mains adaptor or 4 AAA batteries (not included) Dimensions: Diameter: 15.09 cm, Height: 3.96 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information iPod sold separately This product is not available for international delivery. Find out more

Formal Square Buckle Belt, at Marks and Spencers
With a versatile design perfectly suited for special occasions and everyday office wear, this sleek belt is sure to become a staple part of your formal wardrobe

Rose Print Flexilite Umbrella, at M & S
Brighten up rainy days with this stylish lightweight umbrella

Sensational at Sixty Card, at Marks and Spenser
Cover text: Sensational at Sixty Inside is blank for your own message 175 x 126mm

Per Una Cotton Rich Single Breasted Mac, at Marks n Spencer
A stylish long sleeve mac in soft cotton rich fabric featuring a single breasted design and button fastening

Cotton Rich Low Rise Plain Shorts, at Marks and Spenser
Low rise shorts are perfect for wearing with hipster styles and these stylish cotton rich shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Scroll Lattice Wallpaper, at Marks and Spenser
Printed wallpaper Straight pattern repeat 26.5cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Linen Blend Safari Pocket Cropped Trousers, at Marks and Spencer
Smart and modern, these linen blend below-the-knee trousers are tailored for a chic contemporary look

Olympus µ Tough Digital Camera, at Mark & Spencers
Effective pixels: 10 Megapixels, Optical zoom: 3.6 x (WIDE), Digital Zoom: 5 x / 18 x combined with optical zoom LCD: 6.9 cm / 2.7 '', LD backlight boost: Yes, auto focus with contrast detection, Image Stabilisation Mode, Shadow Adjustment Technology, Advanced Face Detection Technology, Smile Shot Number of scene modes: 20 Sensitivity: Auto: AUTO / High AUTO Automatically selected; Manual:ISO 50, 100, 200, 400, 800, 1600 Internal Flash Modes: AUTO, Red-eye reduction, Fill-in, Off Movie Edit, Movie Processing, Image Editing, View Images, View Movie, Still Image Recording, Movie Recording System, Voice Appendage Memory: 42 MB for image data Menu languages in 39 languages, Speaker, DC input, Combined A/V & USB output, USB 2.0 High Speed, Freezeproof up to -10C, Self timer: 12 s Dimensions: W95 x H63 x D22cm Weight: 149 g (without battery and card) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Artificial Giant Poppy in Glass Vase, at Marks & Spencer
Artificial giant poppy Glass vase Pebble lined base No watering required therefore easy care Fresh looking throughout the year Height: 86cm, Manufacturer: Marks & Spencer

Ribbed Ultralite Umbrella, at Mark's & Spencer
Small enough to fit into a pocket, this contemporary umbrella is designed with our unique Flexi-Rib technology. Fibre reinforced plastic spokes give extra strength and durability

Portfolio Knee Length Check Skirt with Belt, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Stitch Back Knee Length Pencil Skirt, at Marks & Spencer
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Classic Non-Wired Padded Lace Bra, at Mark's & Spencer
Non-wired to provide you with a more natural silhouette. This great bra offers superior support thanks to adjustable straps and added stretch, while the lace design has a feminine touch

Double Contrast Strap Swimsuits, at Marks and Spencers
Smooth and sleek, this fashionable swimsuit features a contrast double strap and plain print. Make a splash!

Angle 16-Piece Cutlery Set, at Marks and Spencers
16-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rag Fairy Doll, at Mark & Spensers
Not recommended for babies under 12 months Hair ribbon detail Flared dress with bow feature Suitable for ages 1-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

2 Pairs of Blister Resist Sports Socks, at Marks & Spencer
High impact trainer socks are designed to support you while you exercise. Shock absorbing micro-cushioning helps protect the high impact areas of the foot and provides more stability. Extra heel support reduces pressure that could lead to injury, and its smooth lining reduces the risk of blisters

Baby Driver, at Marks & Spencers
Baby driver Suitable for ages 0-3 years Encourages activity and develops interactive play This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Per Una Pure Linen Multi Panel Skirt, at Marks and Spencer
A sophisticated mid calf length skirt in pure linen featuring a taped seam detail with zig zag stitching

Harvard Miniatures Giftset, at Marks and Spencer
1 x 50ml shower gel 1 x 50ml moisturising aftershave 1 x 50ml shave cream

Portfolio Gathered Detail Metallic Mac with Belt, at Marks & Spensers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Wentworth Armchair, at Marks and Spencer
H96 x W74 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Travel Floral Jewellery Roll, at Marks & Spensers
Floral design Bow feature Riptape and zip fastening Multiple pockets

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.