Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Grandad Text Birthday Card, at Marks & Spensers
Cover text: To a special Grandad Grandfather Papa Pop Grandpa Gramps Inside Message: Wishing you a very happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

Autograph Pure Cotton Multi Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Animal Print Scarf Trim Hat, at M+S
Keep cool and stylish with this wide brim hat featuring an animal print scarf

Paddington Bear, at Marks and Spencer
Includes duffle coat and squashy hat Suitable for ages 12 months + H32cm Paddington and Co. Ltd. 2005 This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Recycled Hollowfibre Quilted Mattress Protector, at Marks and Spenser
Hollowfibre mattress protector Quilted Non allergenic Plain Comes in 3 sizes - single, double and king size, Manufacturer: Marks & Spencer

Pure Cotton Embroidered All In One with Hat, at Marks & Spensers
A great choice for active babies, this soft cotton romper suit is comfortable and practical. A striped hat adds a cute finishing touch

Autograph Weekend Cotton Rich Kickflare Jeans, at Marks & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Bailey Table, at Marks and Spencer
H75 X W90 X L180 Made from solid wood and features natural characteristics such as knots and variations in grain pattern The timber will age over time and fade to a silver grey colour unless treated regularly with oil This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Transformers Bumblebee Shorties, at Marks & Spencers
A must for fans of Transformers these pure cotton shorties feature the popular character Bumblebee

Classic Plain Long Sleeve Pyjamas, at Mark's & Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Anti-Cellulite Thigh Slimmer Control Knickers, at Marks & Spencers
These anti-cellulite thigh slimmer control knickers are independently proven to reduce surface signs of cellulite. Ready-coated with a Skintex formula, they use the latest cosmetic textile technology which allows micro bubbles in the fabric to release the special ingredients on to your skin for smoother, firmer thighs. For maximum results wear for 8 hours a day, 6 days a week for 6 weeks. Includes a Skintex reapplication spray

Per Una 3/4 Sleeve Denim Floral Appliqué Cardigan, at Marks & Spenser
A modern 3/4 sleeve cardigan in a soft knitted fabric featuring a stripe design and denim floral embroidered appliqu

Sonoma Dark Triple Wardrobe, at Marks & Spencer
H200 x W130 x D65cm 1 hanging rail and 1 shelf behind double doors 1 hanging rail and 4 shelves behind single door 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Shelves made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

Panasonic Lumix DMC-LS85 Digital Camera, at Marks and Spencer
Pixels: 8.1 Megapixels Zoom: 4 x optical zoom, 4 x digital zoom Screen: 2.5 inch TFT colour LCD Screen ISO: Auto, 80, 100, 200, 400, 800, 1600 Dimensions: W9.67 x H6.2 x D2.98 cm Weight: 128g (without batteries and card) Video: VGA: 640 x 480 pixels, 30fps, QVGA: 320 x 240 pixels, 30 fps, WVGA: 848 x 480 pixels, 30 fps PictBridge Enabled: Print images using a USB cable to connect the camera to a printer without a PC Optical Image Stabilization:Prevents the degradation of image clarity and colour which is sometimes found in flash technology. Blur is reduced, and you can even take sharp pictures in low light conditions with out using the flash Scene Modes: Comes with 19 different scene modes to help you take the perfect picture

3 Non-Iron Short Sleeve Blouses, at Marks & Spencers
A great value 3-pack of school blouses, non-iron for convenience

Per Una Varied Stripe Knitted Top with Scarf, at Mark & Spensers
A cosy long sleeve knitted top featuring varied stripe design. A matching scarf makes it extra stylish

Autograph Noire Eau De Toilette, at Marks & Spencer
Eau De Toilette for women 100ml This product is not available for international delivery. Find out more

Cotton Rich Lace Trim Brazilian Knickers, at Marks n Spencer
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim knickers are designed to make the most of your figure

Pearl Julia Floating Set, at Mark's & Spencer
Different sized pearls Wire necklace Collar length necklace Length: 40cm

4 Pairs of Pure Cotton Plain Socks, at M+S
Soft and comfortable, these cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Heart Pointelle Thermal Leggings, at M&S
Keep warm and comfortable in these soft thermal leggings. Cosy without being bulky, they make the perfect extra layer for cold weather

Die Cut Cake Sister Birthday Card, at Marks and Spencer
Cover text: Happy Birthday Sister Inside message: With love Approx size: 170 x 126mm

Royal Jelly & Pure Honey Soap Stack, at Marks and Spencer
Pack of 5 Moisturising 200g

Sicilia Bianco 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Mixed White Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Mini Eau de Toilette, at Mark & Spensers
Recommended Use: Apply to your face and neck area after shaving 30ml This product is not available for international delivery. Find out more

Tiny Fairies Mum Birthday Card, at Marks & Spencers
Cover text: A perfect Mum like you Inside message: ...deserves a perfect birthday that's full of fun and laughter xx Approx size: Unfolded: 150 x 215mm

Angel Cotton Rich Stripe First Bra & Shorts Set, at Marks and Spencers
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Indian Summer Pure Cotton Embroidered Runner, at Marks & Spencer
Dimensions: L230 x W33cm Leaf embroidered design, Manufacturer: Marks & Spencer

Platinum Plated Cross Necklace, at Mark & Spencers
Rope chain Platinum plated Cross pendant Length: 40cm

Tropical Bouquet with free glass vase, at Marks & Spenser
Get a FREE glass vase when ordering this bouquet for delivery between 22 August-9 September Online Exclusive Featuring five mini pineapple, six dendrobium sonia and three kentia palm, you can enjoy a touch of the tropics with this tropical bouquet. Available for delivery from 1st April to 30th September 2009

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.