Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

3 Older Boys' Autograph Pure Cotton Boxers, at Marks and Spencers
Comfortable, practical and fashionable, this 3 pack of boxers is made from soft breathable cotton

Classic Collection Pure Cotton Stripe Insert Top, at Marks & Spencers
Modern and stylish, this versatile top is made from soft easycare fabric and features a stripe design. A fashionable style with a comfortable, flattering fit

Grow Your Own Sprouting Seeds, at Marks&Spencer
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Monster Top, at M & S
Fun and fashionable this long sleeve top in soft cotton is outstanding value!

5 Younger Boys' Pure Cotton Classic Slips, at Marks & Spenser
A practical choice with a selection of colours, an easycare cotton weave translates into a practical solution for soft, easy to wear comfort

Ceriso Jacquard Lace Padded Balcony Bra, at MarksandSpencer
Sassy and glamorous, this modern bra is beautifully detailed with bow detail.Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Patent Ankle High Kitten Heel Boots, at Marks & Spencer
Pointed toe Centre stitch detail Patent finish Zip fastening Ankle high Kitten heel Heel hight: 54mm Comes in sizes 3-8, including half sizes

Hamilton Large 2-Seater Sofa, at Marks and Spencers
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Limited Collection Chain Handle Quilted Shoulder Bag, at Marks & Spencers
Enjoy a modern twist on timeless chic with this essential quilted shoulder bag. A great value classic you'll cherish for seasons to come

Pure Cotton Textured Twill Baseball Cap, at Marks & Spensers
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Leather Mini Cross-Over Bag, at Marks & Spencer
Designed to be worn across the body, this stylish and fantastic value bag is crafted in wonderfully durable real leather. Perfect for keeping things close when you're out and about the zip pockets offer extra security

Mitchelton Crescent Mourvèdre Shiraz Grenache 2005 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Mourvdre, Shiraz, Grenache Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Gum Shiraz 2007 - Case of 6, at Marks and Spencer
Style: Dry and full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Underwired High Impact Sports Bra, at Marks and Spencer
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

M&S High Gloss Black Flat Panel TV Stand up to 52'', at Marks & Spenser
Supports flat panel LCD and plasma TVs up to 52" Clear, tempered safety glass shelves Fits up to 4 audio video components and a center channel speaker Includes a cable management system to hide wires and interconnect cables Metallic black finish Scratch resistant, powder-coated steel framing Top shelf weight capacity: 56.7kg Lower shelves weight capacity: 22.7kg Overall dimensions: H61 x W127 x D53.3cm Top shelf dimensions: W127 x D40.6cm Middle shelf dimensions: H25.4 x W106.7 x D38.1cm Lower shelf dimensions: W106.7 x D45.7cm Boxed delivery - self-assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Cotton Rich Straight Leg Jeans, at Marks & Spensers
A fashionable pair of straight leg jeans in stretch cotton. Matt button feature gives it the Per Una touch

Per Una Short Sleeve Cornelli Embellished Top, at Marks and Spencer
A feminine neck embellished top featuring pleated front detail, finished with a scallop trim on sleeve

Funnel Zip Neck Fleece, at Marks and Spencer
Warm and comfy, this long sleeve fleece is outstanding value! A practical, stylish and easycare top at a great price

Autograph Silk Blend Jacquard Blouse, at Marks&Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

M&S Combo Corded & Cordless Phone with Answering Machine, at Marks and Spencer
Up to 9 hours talk time and 150 hours standby Large 3 line display on base 300 name and number phonebook (150 on corded, 150 on handset) 3 direct memory on corded base Up to 14 minutes digital recording time and remote access Handsfree speakerphone Caller display stores information on the last 20 calls 10 ringer melodies Last 10 number redial Adjustable earpiece, ringer and speakerphone volume Interference free M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Shimmer Effect Glass Charger Plate, at M & S
Circular shape Shimmer effect Plain, Manufacturer: Marks & Spencer

5 Pairs of Older Girls' Cotton Rich Assorted Socks, at Mark & Spensers
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Print Your Own Wedding Stationery: Die Cut Pink Heart Invitations, at Marks and Spencers
Pack contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties and an instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

3/4 Sleeve Scoop Neck Stripe Top, at Marks and Spencer
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Crow's Fountain Chenin Blanc 2008 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Chenin Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lesley Garrett - Amazing Grace CD, at Marks & Spencer
Audio CD, Marks & Spencer

Automatic Compact Design Umbrella, at Marks & Spencer
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Formal Contrast Stitched Belt, at Marks and Spencer
Add a smart finishing touch with this leather belt

Cream Polka Dot Cake or Favour Boxes, at Marks&Spencer
Contains: 10 cake or favour boxes Flat: 155 x 85 mm Folded: L130 x W80 x D27mm

Wide Stripe Padded Bra, at Marks and Spencer
Feminine and pretty, this wide stripe bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.