When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

James Morrison - Songs For You, Truths For Me CD, at Marks & Spencers
Audio CD, Marks & Spencer

Lobster Thermidor, at Marks n Spencer
Serves 2 Ready to cook Suitable for freezing 280g As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Daddy & Me - Chainsaw & Goggles, at Mark & Spensers
Chainsaw with easy-grip handle Toy safety goggles with elasticated headband Batteries included Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Handcrafted Woven Label Valentine Card, at Marks&Spencer
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

2 Younger Boys' Pure Cotton Monkey Pyjamas with Toy, at Marks & Spencer
Made from comfortable, breathable pure cotton, this pack of 2 monkey print pyjamas are outstanding value

Sweet Bergamot Pot Pourri Bag, at Marks & Spencer
Sweet bergamot fragrance, Manufacturer: Marks & Spencer

Autograph Pure Silk Ditsy Diamond Print Scarf, at Marks and Spencers
Add a luxurious finishing touch to your look with this elegant pure silk ditsy diamond print scarf. The perfect accessory to this season's styles

Autograph Satin Foldover Clutch Bag, at M&S
Luxurious and beautiful, this foldover clutch handbag is part of our exclusive Autograph collection. It's handy compartments make it useful and practical as well as being a highly desirable fashion accessory

Autograph Leather Toe Cap Derby Shoes, at M+S
Round toe Lace up Stitch detail 3 eyelets Block heel Available in half sizes

Baby Boys' Rocket Pull-On Pram Shoes, at Marks and Spencers
Round toe Rocket motif Pull-on Heel loop detail Flat sole

Wipe-Clean Fairy Activity Book, at Marks & Spencers
Have hours of wipe-clean fun in this fairy activity book. Inside you will find mazes and puzzles, word searches and spot the difference plus much more! Decorate the pretty fairies and butterflies with your wipe-clean pens, then next time, wipe them off and start again

Scallop Trim Stripe Shorts, at M+S
Low rise shorts are perfect for wearing with hipster styles and these pretty stripe shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Autograph Lace Multiway Body, at Marks & Spencers
Look sleeker in seconds! This light control body gives gentle, comfortable all over shaping. The cups are based on our best-selling t-shirts bras for a smooth no-show look under clothes

Long Sleeve Stripe Fleece, at Marks&Spencer
Cute and cosy, this funnel neck fleece is outstanding value. An easycare style at a great price

7 Pure Cotton Assorted Bodysuits, at Mark & Spencers
Stock up on stylish essentials with this pack of 7 bodysuits in natural breathable cotton

2 Wooden Spatulas, at Mark & Spencers
2 Piece set Handle hole for hanging L29.5cm (largest), Manufacturer: Marks & Spencer

Classic Collection Stripe Crinkle Skirt, at Mark & Spencers
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. A stripe crinkle design adds a fashionable touch

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks & Spencer
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear.

Footglove™ Suede Leather Water Repellent Ankle Boots, at Mark & Spencers
Square toe Stitch detail Side zip fastening Ankle high Block mid heel Heel height: 46mm Water repellent Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Knitted Double Breasted Military Wrap, at Marks & Spencer
Keep warm without compromising on style! This fashionable double breasted military wrap feels soft and cosy and makes a great way to add an extra layer

Cotton Rich Knee Length Shorts with Belt, at M & S
Casual and comfortable, these knee length shorts make a fashionable and practical choice

Pure Cotton Quick Iron Long Sleeve Check Shirt, at Marks & Spensers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

M&S Multimedia System, at MarksandSpencer
Sound system: 2.1 PC sound system Volume control: Includes desktop volume control unit Connectivity: Speaker out for additional speakers, line in for audio devices Power: 100-240V, 50~60Hz Output power: RMS40W Signal to noise ratio: 87dB Frequency response: 40Hz-20KHz Bass unit: 5" driver Satellite unit: 2" x 3.5" driver + 1! tweeter M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Short Sleeve Textured Cardigan, at Mark's & Spencer
Modern and stylish, this cardigan features a textured knit. Ideal for layering

Calypso Multi Strand Disc Necklace, at Marks and Spencers
Clasp fastening Adjustable length Multi strand design Mixed disc beads Necklace length: 23cm, extendable by 7cm

Open Season Blu-ray DVD, at Marks n Spencer
Rating Parental Guidance,

Older Girls' Metallic Footbed Sandals, at Marks and Spenser
Buckle fastening Metallic design Multi shapes detail Flat grip sole Contrast comfort lining

Linen Blend Patch Pocket Trousers, at Marks & Spencer
Feminine and shapely, these on-the-waist trousers are cut to fit and flatter, giving a leggier look. A look that's always in style

Classic Collection Pure Silk Lightweight Floral Scarf, at Mark & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk floral print scarf. The perfect accessory to this season's styles

Border Trim Blanket, at Marks and Spencer
Plain Border trim Comes in sizes single (3ft), double (4ft 6in), king size (5ft)and super king size (6ft), Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.