M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Baby Boy in Box Card, at Marks & Spenser
Cover text reads: Baby boy Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Pure Cotton Zip Through Hooded Top, at Marks & Spensers
Warm and soft, this pretty hooded top will keep her cosy

Beaded Frill Front Top, at Mark's & Spencer
Smart and stylish, this scoop neck top features beaded frill front

Andante Round Side Plate, at Marks and Spencers
Ideal for everyday use, durable Plain Diam 21cm, Manufacturer: Marks & Spencer

Domaine de L'Arbre Blanc 2008 - Case of 12, at Marks & Spencers
Grape variety: Sauvignon Blanc and Viognier Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chargrilled Vegetable Pizza, at Marks and Spencer
Serves 4-6 Ready to cook Suitable for freezing 615g As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Leather Slip On Boat Shoes, at MarksandSpencer
Round toe Slip on Stitch detail Strap style feature

Twin Stitch Medium Purse, at Marks and Spenser
Practical and stylish, this purse features compartments for your cash and cards and a secure popper fastening, making it an ideal choice for everyday use

Autograph Flock Stripe Lace Padded DD-G Bra, at Mark & Spensers
Elegant and feminine, this lace detail bra features flock stripe design. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Pure Cotton Dog Motif Jumper, at Marks and Spencers
Knitted in pure cotton, this cute assorted colour jumper will keep him warm and comfy. It looks cuddly too!

Sprung-Edge Divan with 2 Small & 2 Large Drawers, at Marks and Spencer
Double: W135 x L190cm King: W150 x L200cm Super King: W180 x L200cm Divan: H41cm 2 x large drawers and 2 x small drawers Large drawer size: H15 x W78.4 x D53cm Small drawer size: H15 x W40.5 x D53cm Solid wooden frame Sprung edge Half-width (small) drawers at the head end are designed to open without moving your bedside table This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Faceted Cylinder Vase, at Marks and Spenser
Manufacturer: Marks & Spencer

Diamanté Square Photo Frame 17 x 13cm (4 x 6"), at Marks & Spencers
Celebrate those special memories in timeless style with this contemporary glittering photo frame

M&S 800W Microwave, at Marks & Spencers
800W microwave power output 20-litre interior capacity 6 variable power levels, including defrost Heating category E (MAFF rating for cooking time) Dimensions: H26 x W45 x D36cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mosaic Baker Rack, at Marks & Spencers
Wrought iron twisted stand 3 x wrought iron shelves 1 x mosaic shelf H165 x W76 x D39cm Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lego City Police Car Toy, at Mark's & Spencer
Suitable for ages 5+ Consists of one police car and a minifigure This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

How to Cheat at Cooking by Delia Smith, at Marks & Spencers
In ''How to Cheat at Cooking'', Delia has sourced a range of pre-prepared foods (from tins, chill cabinets, freezers and store cupboards) to help you short circuit cooking times and techniques. These recipes use instant time savers that allow you to create fabulous food without the faff with ingredients readily available from supermarkets, delis, online food shops and farmers markets. ''How to Cheat'' is for people who don't want to cook, who think they can't cook, or simply don't have the time to cook

Pure Cotton Ribbed Waist Combat Trousers, at Marks & Spenser
Fashionable and practical, these combat trousers features multiple pockets. Soft cotton fabric and an elasticated waist will keep him feeling comfy

Lightweight Ombre Stripe Scarf, at Marks and Spencer
With a selection of pretty scarves in your suitcase, holiday dressing is a breeze

Autograph Essentials Sleeveless Jersey Dress, at Marks & Spenser
Beautifully designed and luxurious, this exclusive wrap dress is detailed with rouched sleeve. A stunningly glamorous style statement, perfect for elegant occasions

Golfers Shoe Bag, at Mark's & Spencer
Invaluable accessory for the golfer, this care kit contains all you need to maintain your golf shoes and clubs

Blue Harbour Large Grid Short Sleeve Shirt, at Marks & Spencers
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Minervois 2007 - Case of 12, at Marks and Spencers
Style: Full Bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Occasions Animal Disc Headpiece, at Marks & Spensers
Sophisticated and glamorous, this bow and feather headpiece is sure to turn heads!

Pure Linen Turn-Up Sleeve Pintuck Blouse, at Marks&Spencer
Chic and modern, this turn-up sleeve blouse is made from cool crisp linen and features front pintuck detail

Easycare Short Sleeve Gingham Shirt, at Marks & Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Albany Side Plate, at M+S
Ideal for everyday use, durable Plain Diameter: 23cm, Manufacturer: Marks & Spencer

V-Neck Block Stripe Jumper, at Marks & Spenser
Soft and comfy, this warm knitted block stripe jumper is outstanding value. A fashionable easycare style

Château la Providence 2000 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Floral Top, at Marks and Spenser
The cute floral design and bow feature makes this top extra special. It's made from soft cotton fabric and feels comfy to wear.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."