Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M+S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Petite Knee Length Pleated Skirt with Belt, at Mark's & Spencer
Smart and modern, this belted skirt makes a fashionable, flattering choice. Specially designed and perfectly proportioned for the petite frame

Autograph Round Toe Patent Finish Pumps, at Marks and Spencer
Round toe Patent finish Slip-on Low heel Heel height: 15mm Comes on sizes 3-8, including half sizes

3 Long Sleeve Plain Sleepsuits, at M & S
Wrap your new arrival in cotton softness to help them on their way to a peaceful sleep

Lace Sling Push Up Multiway Bra, at Marks & Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Favourite Handbags Birthday Card, at Marks and Spencers
Cover text: You can never have too many handbags, Shopping bag, stylish bag, beach bag, casual bag, designer bag, disco bag, work bag, favourite bag Inside message: Happy Birthday Approx size: 230 x 114mm

5 Pairs of Younger Boys' Digger Socks, at Marks and Spencers
Brighten up his underwear drawer with these fashionable assorted design socks

Per Una Ditsy Floral Drop Earrings, at Marks & Spensers
Hook fastening Drop style Ditsy floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Louis Chaurey Champagne - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay, Pinot Noir & Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Short Sleeve Stripe Shirt, at Marks & Spensers
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Mini Limited Pure Cotton Short Sleeve Zebra Top, at Marks and Spencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Doves First Communion Card, at Marks and Spencer
Cover text: Celebrating your first communion Inside message: Have a wonderful day! Approx size: 174 x 126mm

AA 1001 Great Family Days Out, at Marks and Spencers
Wherever you are, you'll never be far from an enjoyable day out with this colourful guide to the best of Britain's heritage and attractions. The guide features suggestions for great days out and weekends away all year round. There are 1001 places of interest to choose from stately homes, castles and country potteries, to theme parks and zoos. You can find helpful advice from refreshments to disabled access, parking and access for dogs as well as email and web addresses for ease of booking. Each entry is organised by region and then alphabetically by county

5 Younger Girls' Pure Cotton Fairy Briefs, at Marks and Spencer
Cute and trendy, this pack of 5 cotton briefs makes a great way to stock up on essential style

Skinny Bow Belt, at Marks & Spensers
Define your waistline with this fashionable skinny bow belt

Airflex™ Comfort Side Stripe Mudguard Trainers, at Marks & Spencer
Round toe Stitch detail Lace-up Fresh Feet antibacterial lining for odour free feet Lining absorbs moisture so feet stay dry Unique Airflex™ airflow system for unbeatable comfort Lightweight, flexible and durable Heel cushion and arch

Classic Duckling Medium Gift Bag, at M+S
1 gift bag Approx size: H260 x W200 x D90mm

Aladdin DVD, at Marks and Spenser
Rating Universal, suitable for all,

Headboard - Super King (6ft), at Marks and Spenser
H77cm (without struts) x W193cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Nectarine & Orange Refill Oil, at M+S
Manufacturer: Marks & Spencer

Blue Harbour Ultimate Pure Linen Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this long sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Per Una Leaf Print Ruched Longline Tunic, at M+S
A stylish longline tunic in soft stretch fabric featuring a leaf print and ruched front detail

Per Una External Pocket Stitch Detail Shopping Bag, at Marks and Spencers
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Fabric Beer Glass Card, at Marks & Spencer
Cover text: Happy Birthday Inside message: Have a great day! Approx size: 178 x 125mm

Sister Cocktails Birthday Card, at M+S
Cover text: bellini, champagne cocktail, martini, daiquiri, long island iced tea, margarita To a wonderful Sister... Inside message: ...wishing you a birthday full of fun! Approx size: 230 x 114mm

Round Face Expanding Watch, at MarksandSpencer
Round face Analogue Expanding strap

Spotty Card with Spinner 21 Card, at Marks and Spencer
Cover text: 21 today Inside message: Blank for your own message Approx size: 175 x 126mm

Sun Formula Express Bronzing Spray, at Marks&Spencer
360 nozzle Non-streaky, non-greasy and quick drying Contains vitamin E to help prevent dryness 150ml This product is not available for international delivery. Find out more

PlayStation®3 Resistence 2™, at Marks & Spencer
The critically acclaimed story continues Gigantic online battles featuring up to 60 players Missions specifically designed to be played co-operatively with up to 8 players Blu-ray - 720p This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund

Per Una Roma Stretch Cotton Bootleg Belted Trousers, at Mark's & Spencer
A fashionable pair of bootleg trousers in stretch cotton featuring a woven belt

3/4 Sleeve Front Frill Geo Print Blouse, at Mark & Spensers
Smart and stylish, this 3/4 sleeve blouse features a stunning geometric print. A sophisticated new look, perfect for this season.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.