M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spenser Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Older Girls' Riptape Glitter Shoes, at M&S
Round toe Single riptape fastening Glitter design Flat sole Lined Comes in sizes 1-6

All Over Lace Embroidered Underwired Bra, at Marks and Spencer
A pretty and practical bra for everyday use, adjustable straps and added stretch translate into a comfortably secure fit whilst lace embroidery provides a sophisticated finish

Autograph Pure Cotton Straight Leg Trousers, at Marks n Spencer
Fashionable and contemporary, these straight leg trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

2 Plain Sheer Non-Wired Bras, at Marks and Spencer
Soft and comfortable, this pack of 2 non-wired bras is great value. They're designed to give gentle support and a flattering fit

Florentyna Eau De Toilette 30ml, at Marks & Spenser
Eau de toilette perfume 30ml This product is not available for international delivery. Find out more

Autograph Light Control Guipure Mesh Briefs, at Marks & Spencers
Look slimmer in seconds! These light control knickers gently flatten tummies for a sleeker, slimmer silhouette

Per Una Pure Cotton Stripe Nightdress, at Marks & Spencers
Modern and feminine, this pretty 3/4 sleeve nightdress features a stripe design. It's made from pure cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Wide Strap Mules, at Marks n Spencer
Open toe Stitch detail Flat sole

Spider-man 3™ Blu-ray DVD, at Mark & Spensers
Rating Suitable for 12 years and over,

Footglove™ Leather Dolly Shoes, at Marks and Spencers
Round toe Single strap with buckle fastening Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pink Sentiment Daughter Birthday Card, at Marks&Spencer
Cover text: A Daughter is the sweetest gift a lifetime can provide Inside message: A blessing and a constant source of happiness and pride Approx size: Unfolded: 150 x 215mm

Sleeveless Satin Spot Print Nightdress, at Marks & Spencers
Feminine and elegant, this sleek satin finish nightdress feels comfortable and gives a flattering fit. A gorgeous, glamorous look

Stormwear™ Long Sleeve Hooded Anorak, at Marks & Spencer
The classic anorak has been given a contemporary twist with a button cuff detail. Designed in an easycare water resistant fabric with a hood, this practical and stylish jacket will keep you dry on rainy days

Autograph 3/4 Length Shorts with Linen, at M&S
Fashionable and contemporary, these 3/4 length shorts are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Sprung Edge Divan with 4 Large Drawers, at Marks & Spensers
Layer of springs to provide comfort and support while prolonging the life of your mattress Solid pine frame Sprung edge 4 x large drawers All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep H41cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Joggers Outfit, at Mark & Spensers
Fun and practical, this joggers outfit is outstanding value. The soft cotton will keep her feeling comfy

Small Tie Hanger, at Mark's & Spencer
Keep your ties smartly stored with this small tie hanger. An essential part of any gentleman's wardrobe

Lesley Garrett - Amazing Grace CD, at Marks and Spencer
Audio CD, Marks & Spencer

Perfect Autograph Cross Body Leather Bag, at Mark & Spensers
In soft, versatile tan leather, this cross-body bag has all the style and space you need for everyday autumn chic

Stormwear™ & Stain Defence™ Zip Pocket Trousers, at Marks & Spensers
Smart and innovative, these bootleg trousers are non-iron for convenience. Stormwear™ and Stain Defence™ technology makes them water and stain resistant. The adjustable waist gives a perfectly comfortable fit and the zipped pocket keeps lunch money safe

Pure Silk Stripe Tie, at Mark's & Spencer
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Contrast Stitch Suede Trainers, at M+S
Round toe Contrast stitch detail Lace-up Eyelets Contrast flat sole

Inky Alliums Mum Birthday Card, at Marks & Spencers
Cover text: Mum, this brings lots of love and thanks for all that you do... Inside message: ...and wishes for a birthday that's wonderful like you Approx size: 150 x 150mm

2 Litre Glass Mixing Bowl, at Marks and Spencer
2 litre capacity Classic shape Transparent, Manufacturer: Marks & Spencer

North Coast Pure Cotton Herringbone Check Shirt, at Marks & Spencer
Relaxed and stylish, this herringbone check shirt is made from pure cotton so it feels soft and comfortable to wear

Ingredients Top To Toe Regime, at Mark's & Spencer
Pack of 7 Assorted fragrance Shea Nut Bath Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Sodium Sheabutteramphoacetate, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Glycerin, Alcohol Denat, Sodium Lauryl Sulphate, Citric Acid, Magnesium Nitrate, Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Caramel, M Pomegranate Bath Essence Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Polysorbate 20, Limonene, Parfum, Benzophenone-3, Disodium EDTA, Alcohol Denat, Glycerin, Triethylene Glycol, Benzyl Alcohol, Linalool, Propylene Glycol, Punica Granatum (Pomegranate Extract), PEG-40 Hydrogenated Castor Oil, Trideceth-9, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Sodium Benzoate, Tocopherol, Lactic Acid, Potassium Sorbate, Methylisothiazolinone, CI 15985, CI 17200, CI 42090 Lemon Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Benzophenone-3, Limonene, Citral, Sodium Styrene/Acrylates Copolymer, Disodium EDTA, Linalool, Polyquaternium-39, Benzyl Alcohol, Triethylene Glycol, Citronellol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Propylene Glycol, Citric Acid, Alcohol Denat., Citrus Medica Limonum (Lemon Oil), Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 15985, CI 19140 Coconut Body Polish Ingredients: Aqua, Ethylhexyl Palmitate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Phenoxyethanol, Cocos Nucifera (Coconut Shell), Parfum, PEG-100 Stearate, Sodium Carbomer, Methylparaben, Disodium EDTA, Xanthan Gum, Benzyl Salicylate, Butylparaben, Ethylparaben, Coumarin, Propylparaben, Isobutylparaben Almond Hand & Body Cream Ingredients: Ingredients: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Prunus Dulcis (Almond Oil), Phenoxyethanol, PEG-100 Stearate, Sodium Carbomer, Parfum, Methylparaben, Disodium EDTA, Xanthan Gum, Hexyl Cinnamal, Butylparaben, Ethylparaben, Benzyl Benzoate, Linalool, Butylphenyl Methylpropional, Alcohol Denat., Limonene, Propylparaben, Isobutylparaben, Caramel, CI 15985, CI 19140 Fig Bath Tablet Ingredients: Sodium Bicarbonate, Citric Acid, Sucrose, Tapioca Starch, Sodium Chloride, Parfum, CI73360, CI 42090 Lime & Bergamot Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Limonene, Linalool, Citrus Aurantium Dulcis Oil, Polyquaternium-39, Citrus Aurantium Bergamia Oil (Bergamot Oil), Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Alcohol Denat., Citric Acid, Sodium Lauryl Sulfate, Litsea Cubeba Berry Oil, Citrus Aurantifolia Oil (Lime Oil), Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 42090

Sicilian Pinot Grigio Blush Rosé 2008 - Case of 12, at M&S
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Occasions Animal Disc Headpiece, at Marks and Spencers
Sophisticated and glamorous, this bow and feather headpiece is sure to turn heads!

Wave Pleated Jacquard Cushion, at Marks & Spencer
Square shape Wave pleat jacquard design Lined Dimensions: 43cm x 43cm, Manufacturer: Marks & Spencer

Sleeveless Plain Pintuck Blouse, at Marks and Spencers
A sleeveless blouse is a style essential this season. Match with trousers or skirts for a fab modern look

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.