Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Besides Mark & Spencers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Antique Brass 3-Arm Ceiling Light, at Mark & Spensers
Antique brass Frosted glass shades 3 curved arms H42 x Diam 40cm Bulb: 3 x 40W SES golf ball This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Plain Boy Shorts Tankini Bottoms, at Marks n Spencer
Modern and stylish, these tankini bottoms are designed to fit and flatter. Make a splash!

3 Pairs of Cotton Rich Trainer Liner Socks, at Marks and Spencers
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Younger Boys' Pure Cotton Bob the Builder Pyjamas, at Marks and Spenser
A must for fans of Bob the Builder, this pure cotton pyjamas features a motif print

Per Una Short Sleeve Eccentric Lace Top Set, at Mark & Spencers
An elegant eccentric print lace top in soft stretch fabric featuring a camisole and necklace

Pure Cotton Long Sleeve Stripe Hooded Top, at Marks & Spencers
Cute and fun, the stripe design makes this practical hooded top extra special. It's made from soft pure cotton and feels comfy to wear.

La Prendina Pinot Grigio Rosé 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Pinot Grigio & Rodinella Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

7 Pairs of FreshFeet Assorted Stripe Socks with Silver Technology, at Marks and Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Montreal Compact 2-Seater Sofa, at Marks & Spencers
H94 x W172 x D104cm Seat H44cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ultimate Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

2 Cotton Rich Classic Sleeveless Vests, at Marks & Spencer
A seam free design along the sides and the soft cotton rich quality ensures these great vests provide the ultimate in everyday comfort

Shop Till You Drop Birthday Card, at Mark & Spensers
Cover text: Shop till you drop! Inside message: Have a great day Approx size: 175 x 126mm

XBOX 360® Transformers: The Game™, at Marks n Spencer
For head-to-head battles, fans engage in melee combat that reflects each Transformer robot's character, scale, weight and power Not available for online play Parental guidance rating 2007 Hasbro M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

3 Pure Cotton Short Sleeve Tops, at Marks and Spenser
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Older Girls' Permair™ Flower Bar School Shoes, at Marks and Spencer
Round toe Floral detail Single riptape fastening strap Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Elephants Sparkle in My Life Anniversary Card, at Marks and Spencer
Cover text: You're the sparkle in my life Inside message: Happy Anniversary Approx size: 175 mm x 125 mm

Older Girls' Polka Dot Sunglasses, at Marks and Spencers
Fashionable and fab, these polka dot sunglasses give 100% UV protection for safer style in the sun

Jewelled Collection - Bedside Lamp, at Marks & Spencer
Faux silk shade Facetted glass design Chunky base D18 x H35cm Bulb: 40W or 8W CFL, Manufacturer: Marks & Spencer

Younger Girls' Pom Pom Ballet Slippers, at M&S
Ballerina style Round toe Knitted design Pom pom feature Contrast trim Slip on Flat sole

Girls' Limited 2 Piece Pure Cotton Butterfly Top, at Marks and Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

2 Pure Cotton Thomas & Friends T-Shirts, at Marks & Spencers
Fans of Thomas & Friends will love these cotton t-shirt featuring Thomas. A practical, easycare style

Silver Plated Filigree Gem Drop Earrings, at Marks and Spencer
Hook fastening Drop style Filigree gams design For hygiene reasons, refunds will only be given in accordance with your legal rights

7 Pure Cotton Short Sleeve Assorted Bodysuits, at Marks and Spencer
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Blue Harbour Pure Cotton Stripe Shirt, at Mark's & Spencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Faux Pearl & Diamanté Duo Earrings, at Marks and Spencer
2 pairs Encrusted diamant pair Faux pearl pair Stud design earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Classic Collection Floral Print Jersey Top, at MarksandSpencer
This elegant easycare blouse has an integrated camisole for a feminine layered look. It makes the perfect match for skirts or trousers in coordinating colours from the Classic collection

Pure Cotton Loop Bathmats, at Mark's & Spencer
Block colour design Bathmat: L80 x W50cm Pedestal:: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

4 Floral Print Placemats, at Mark & Spencers
Pack of 4 Floral print design Rectangle shape, Manufacturer: Marks & Spencer

Flat Front Trousers, at Mark's & Spencer
Smart and stylish, these flat front trousers are outstanding value

Per Una Pure Linen Single Breasted Jacket, at Mark's & Spencer
A fabulous 3/4 sleeve jacket in pure linen featuring a single button fastening with detachable broach

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.