M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

5 Fruity Beauty Shower Jellies, at Marks n Spencer
Pack of 5 Luscious lime, wowee plum, funky orange, supercool berry and shocking raspberry flavours

Scoop Neck Lace Vest, at Marks & Spencers
Stylish and practical, this lace vest makes an ideal choice for everyday wear

Large Value Soft Leaf Print Rollercase, at Marks and Spencers
Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Handcrafted Winnie the Pooh Valentine Card, at Marks & Spensers
Cover Text: Happy Valentine's Day Inside Message: Lots of love and a hug or two Approx size: 178 x 127mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Map Measurer & Compass, at Marks and Spencer
You'll always find your way with this map measurer and compass. The measurer is designed for easy use on all maps while the compass is backlit for lowlight situations and has a clip which can be used to keep it securely on you

Autograph Orange Blossom Scented Candle, at Marks and Spenser
Single wick Circular glass holder Orange blossom scented Presented in a box, Manufacturer: Marks & Spencer

Classic Chaise - Right-Hand, at Marks and Spencers
H86 x W182 x D78cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion made from fixed foam Cushion covers are not removeable Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Woven Top, at MarksandSpencer
The assorted floral print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

V-Neck Plain Knitted Jumper, at Marks & Spencer
Soft and comfy, this v-neck plain jumper is outstanding value. A fashionable easycare style

Autograph Damask Bedcover, at Marks and Spencers
Embroidered design Contains padded quilting L250 x W265cm, Manufacturer: Marks & Spencer

Autograph Pinstripe Jacket, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Bamboo Bath Bridge, at M & S
Wooden design Approx size: H6.2 x W15 x L85cm, Manufacturer: Marks & Spencer

2 Tiga Mock Suede Dining Chairs, at M&S
H87 x W47 x D59cm Seat H43cm Sold as a pair Made from solid sheesham with mock suede seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Linen Blend Safari Pocket Cropped Trousers, at Marks & Spensers
Smart and modern, these linen blend below-the-knee trousers are tailored for a chic contemporary look

Beau Moulin Rouge 2008 - Case of 12, at Mark & Spencers
Grape variety: 60% Merlot, 40% Syrah Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Modal Vest, at Marks and Spencer
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Autograph Weekend Pure Cotton Envelope Neck Stripe Jumper, at Marks and Spencer
Casual and modern, this envelope neck stripe jumper has been designed for a chic, relaxed look

Long Sleeve Wide Ribbed Thermal Vest, at Marks & Spencer
Keep warm and comfortable in this soft thermal top. Designed to add a cosy extra layer without feeling bulky

Multi Floral Padded Underwired Bra, at Marks & Spencer
Sleek and stylish, this bra is perfectly smooth so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Collezione Pure New Wool Soft Ribbed Trousers, at Marks and Spencers
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Glass Link Collar Necklace, at Marks and Spencer
Collar length necklace Various beads Necklace length 40cm, extendable by 7cm

Blue Flower Seed Birthday Card, at Marks and Spencers
Cover Text: have a wonderful birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Janisson & Fils Champagne - Case of 6, at Marks and Spencer
Grape variety: Pinot Noir, Chardonnay and Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Roma Cotton Rich Bootleg Jeans with Belt, at Marks and Spencer
A smart pair of bootleg jeans in stretch cotton featuring a double buckle belt

Older Boys' Pure Cotton MR Bump Hooded Poncho, at Mark & Spencers
Fans of Mr Bump can dress like their favourite superhero in this fun hooded costume poncho

Cats Eye Dome Ring, at Marks&Spencer
Chunky style Cats eye design

Perfect Modal Blend Open Front Cardigan, at Marks & Spencer
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Abbey Armchair, at Marks and Spencer
H95 x W95 x D95cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 Piece Pure Cotton Check Pinafore Outfit, at M&S
A cute look in pure soft cotton, this coordinated outfit combines a top with check pinafore skirt. The pleat detail adds a pretty finishing touch

Per Una Pure Cotton Spot Jaquard Pyjamas, at Marks&Spencer
Modern and feminine, these pretty spot jaquard pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.